18 Common Misconceptions About Poverty That Are Widely Believed

By Brad Lawson

There are a lot of misconceptions about poverty that people always think are true. In this article, we will be analyzing 18 of those misconceptions and discussing why they’re false.

Poverty Means Low Income

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Many people believe that the poor are people who do not have a high income. But this is not true. Often, people with good incomes make themselves poor by spending their money badly. They don’t know how to live within their means and as a result, they become poor.

The Elderly Are Always Rich

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People often have the erroneous perception of the elderly that they are always rich, but this is not the case. According to the National Council on Aging, “more than 17 million Americans age 65+ are economically insecure—living at or below 200% of the federal poverty level (FPL) ($29,160 per year for a single person in 2023).”

Poverty Only Affects Some Ethnicities

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Some people believe that poverty in the U.S. does not affect every ethnicity. But this is simply not true. Poverty affects people of every ethnicity in this country, as it does in many others around the world. Poverty isn’t partial and you will find poor people in every ethnic group in the U.S.

Poor People Had Poor Families

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It is often believed that poor people find themselves in a difficult financial situation because their parents were also poor and they did not have a good start in life. But this is false. Many poor people come from wealthy families. They are poor because they didn’t manage their money well.

Poor People Are Lazy

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It is not uncommon for people to think that poor people are lazy. In reality, many people with low incomes work more than one job and work very hard. They are often a lot busier than people who earn thousands of dollars a week without doing much.

Poor People Didn’t Want to Learn

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Poverty is often associated with a lack of education. Many people think that people become poor because they didn’t want to study while they were younger. This is not the case, as many people from low-income families wanted to study but did not have access to a good education.

Poverty Is Only Outside the US

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In the U.S., many people are financially stable, but this does not mean that poverty doesn’t exist in the country. In fact, the statistics from Census.gov show that “the official poverty rate in 2022 was 11.5 percent, with 37.9 million people in poverty.”

Poor People Lack Motivation

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We all need motivation to find a job and stick with it. Some people reason that people are poor because they are not motivated to work. However, many people are not working due to a lack of job opportunities in their area rather than a lack of motivation.

Poor People Mismanage Money

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Many people think that poor people find themselves in a difficult financial situation because they don’t know how to manage their money. But this is not always true. Some people have low-paying jobs, and as a result, they really struggle to make ends meet each month.

Poor People Waste Their Money

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It is often believed that people who are poor waste their money on things of little value. In reality, many people are poor, even though they hardly spend money on anything other than bills. The high cost of living in their area forces them into poverty.

Only Single-Parent Families Are Poor

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Census.gov says that there are 9.8 million single-parent families in the U.S. But despite popular belief, being a single-parent family is not the only recipe for poverty. Many two-parent families are also struggling financially due to the high cost of living in the U.S.

Lazy People Receive Government Help

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Social welfare programs provide financial support to those who aren’t working. Some people say that those who receive an income from these governmental programs are lazy. But many people who receive this help are actively looking for jobs and going for interviews in an attempt to change their situation.

Poor People Lack Skills

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Some people are under the impression that poor people are in a difficult financial situation because they lack skills. But this is not true. Many skilled people are poor because they can’t find well-paying jobs and live in areas where the cost of living is very high.

Charity Will End Poverty

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Giving to charity is a nice way of helping the poor but this is not the best way to assist them. Poor people often need to move to a place where the price of living is lower, find jobs that are better paid, and learn the skills they need to get better employment.

Poor People Live in Poor Areas

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Many people are shocked to see poor people living in affluent cities around the world. According to the Coalition for the Homeless, “In November 2023, there were 92,879 homeless people, including 33,399 homeless children, sleeping each night in New York City’s main municipal shelter system.”

Poor People Aren’t Industrious

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It is often believed that people who aren’t industrious become poor. But this is not true. Many people are poor because they are ill or because they are looking after someone sick. They are drowning in expensive medical bills and spend a lot of their money traveling to and from doctors and hospitals.

Poverty Only Affects Income

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Many people think that poverty only affects your levels of income. In reality, poverty creates a rift between the person and others in a different social bracket. Poverty foments exclusion and discrimination. It isolates people from society. People in authority are less likely to listen to the voice of someone in a bad financial position.

Poverty Is a Choice

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Some people think that being poor is a choice. But this is not the case. Some people become poor because of unfavorable circumstances such as disabilities, having to care for someone full-time, or not being able to work. They struggle to make ends meet out of no fault of their own.

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